• Home Ownership Accelerator

    Q: What is the Home Ownership Accelerator?

    A: The concept is surprisingly simple: The Accelerator combines all your checking, home loan and home equity line accounts into one master "loan sweep account" that automatically transfers all deposited cash against the loan balance each day in order to save mortgage interest. That's it! This simple change better leverages your cash flow, potentially saving you thousands in interest over the next decade. And, your funds remain available 24/7, just like with your old checking account today.

Is Mr. Bernanke a Genius or a Goat?

 By Louis S. Barnes                                                                    Friday, April 29, 2011 We have a truly splendid outbreak of spring fever in the markets and media, the infected running about in circles, yelling “Inflation! Money-printing! Dollar crashing!” Before rounding them up, a moment for the... [Read more of this post]

Could the U.S. lose its AAA rating?

  By Louis S. Barnes                                                                    Friday, April 22, 2011      It has been a quiet week in the markets, shortened by Good Friday. Oh, S&P created a tempest with its threat to the AAA rating of Treasurys, but as the week wore on, more and more people asked, “How would... [Read more of this post]

Could the “meltdown” in Japan mean a mortgage rate “meltdown”?

  By Louis S. Barnes                                                                Friday, March 18, 2011      This week was more about human nature than economics and markets.      When Fukushima looked catastrophic, the fearful bought Treasurys and 10-year  yields fell to 3.15% from 3.55% in six days, taking mortgages to 4.75%.... [Read more of this post]

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